Copper - Kids & Teen Banking 4.22.0

Copper is a banking app that offers a unique learning experience for kids and teens, equipping them with the necessary financial skills for future success. It provides a safe environment for users to bank, save, and invest their money while incorporating valuable financial literacy moments. The app also offers real-time monitoring and alerts, giving parents full visibility over their children's financial activities.

For Kids & Teens:

• Enjoy the convenience of having a bank in your pocket with Copper.
• Receive a personalized Copper debit card.
• Shop in-store, online, or with Apple Pay.
• Receive instant money transfers from parents.
• Learn smart investment strategies.
• Earn rewards by referring friends.
• Keep track of your spending and learn how to reach savings goals.

For Parents:

• Skip the ATM and instantly send money to your kids through the app.
• Automate allowances without the need for cash.
• Monitor your child's spending with real-time alerts.
• Copper is supported by financial literacy experts, providing a safe learning environment for your child to learn about money.
• Help your child build confidence and independence.
• Empower your child's budgeting and savings skills with our highly rated app.
• Teach smart investing habits with a personalized portfolio.
• Trust that your child is gaining the necessary skills for success in the real world.

Copper Plans include:

• Built-in financial literacy tools and real-world money tools.
• FDIC-insured savings account.
• 2% in Savings Rewards.
• Copper debit card (Physical & Virtual).
• Access to 50,000+ ATMs nationwide.
• Savings goals.
• Instant peer-to-peer money transfers.
• Automated saving and investing with Divvy.
• RoundUps to automatically save and invest spare change.
• Automated Allowance.
• Spend monitoring notifications.
• Embedded safety features.
• Early Direct Deposit for faster payment processing.
• No overdraft fees or hidden fees.
• No credit checks required.
• Zero Liability Protection for added security.
• World-Class Customer Support.

Copper + Invest offers additional benefits:

• 5% Savings Rewards.
• Diversified investment portfolio tailored to risk level.
• Priority access to our World-Class Customer Support team.

Copper aims to provide peace of mind for parents and financial education and empowerment for kids. To learn more about Copper, visit their website: www.getcopper.com.

1. Copper is a financial technology company that provides banking services through Evolve Bank & Trust, members FDIC, and investing services through NFA, an SEC registered investment advisor. Brokerage services are provided by DriveWealth, LLC, member SIPC. NFA offers three different risk portfolios consisting of ETFs which includes the mentioned single name stocks.
2. Source: App Store, as of 3/10/23.
3. Eligible for instant money transfers when funding with an external debit card. Processing times may vary.